I came across this slide show from MFTransparency it covers many of the principles of micro-credit and interest rates. My personal stance on interest rates are to keep them as low as possible. This isn’t necessarily the stance of many micro-finance organizations, what it really comes down to are your objectives (motives). Are you using micro-finance as a way to alleviate poverty or are you trying to maximize profit?
Why We Need Transparent Pricing In Microfinance
View more presentations from Microfinance Transparency.
While I’m more interested in poverty alleviation than profit we need to cover our costs too. A sustainable institution needs to also generate a profit for expansion. These are the issues being worked through at this time. This slide show is great if you are considering these same issues.
